The two-year period begins with your child’s first dental visit that is covered by the benefit. If you don’t use the entire $1,000 benefit in the first year, you can continue to access the balance of your child’s benefit in the second year – as long as your child is still eligible.
At the end of the two-year period, you cannot carry forward any remaining balance into the following year. You will have to begin a new two-year benefit cap period.